Partners & Clients


What we do

Principa is a leading specialist credit risk solutions company in the MEA region. With offices in Cape Town, Dubai, and Johannesburg, we deliver integrated analytics, consulting and software solutions to over 150 companies in 30+ countries. We work worldwide with organisations to raise their performance, drive their strategies and enhance their profitability.

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Key Solutions

  • Analytical Applications
  • Consulting Solutions
  • FICO Partner
  • Fraud Management
  • Outsourcing Partnerships
  • Predictive Modelling
  • Software Services
  • The Credit Academy

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Principa & Qarar

Qarar Consultancy Limited (Qarar), is a leading data analytics and risk management company specialised in providing credit risk consulting and data driven solutions. Established in 2013, Qarar is jointly owned by the Saudi Credit Bureau, SIMAH, the largest consumer and commercial credit bureau in the Middle East by depth and breadth of information; and Principa, a leading advanced analytics and risk management solutions provider worldwide.

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