Partners & Clients


What we do

Founded in 1999, Principa enables clients operating across multiple Business-to-Consumer and SME sectors to make profitable customer decisions. The company does this through the deployment of world-class decision management solutions based on software, advanced analytics, data and proprietary know-how, across all parts of the Customer Engagement Lifecycle. With offices in Cape Town and Johannesburg, Principa serves over 150 blue-chip clients in over 30 countries around the world.

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Key Solutions

  • Analytical Applications
  • Consulting Solutions
  • FICO Partner
  • Fraud Management
  • Outsourcing Partnerships
  • Predictive Modelling
  • Software Services
  • The Credit Academy

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Principa & Qarar

Qarar Consultancy Limited (Qarar), is a leading data analytics and risk management company specialised in providing credit risk consulting and data driven solutions. Established in 2013, Qarar is jointly owned by the Saudi Credit Bureau, SIMAH, the largest consumer and commercial credit bureau in the Middle East by depth and breadth of information; and Principa, a leading advanced analytics and risk management solutions provider worldwide.

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