Turn data into wisdom…
and work wonders.
Data-Driven Credit Risk Management solutions that enable responsible lending and cost-effective collections.
Data-Driven Marketing Solutions that improve how you acquire, retain and grow your best customers.
Target the right audience for responsible and profitable lending. Read about our data analytics, consulting and software solutions for new customer Acquisition.
Reduce the cost of Account Origination and enhance your customer experience with our data analytics, consulting and software solutions
Improve overall profitability through the proactive management of limits and products at a customer level.
Whom we've helped
Since day one, we've been helping companies provide credit responsibly and profitably to South African consumers. Since then we've extended our data analytics services to other territories and industries to serve over 150 companies in 30 countries in Africa, Middle East and Europe.
A WORD FROM OUR CUSTOMERS
"Principa demonstrated a tremendous amount of insight into the industry, and assisted us in identifying certain key areas of opportunity within our policies and procedures. The Principa team has proven to be one that delivers actionable outcomes in a timeous and highly professional manner."
Credit Operations DirectorCAPFIN
"We have experienced positive results from Principa’s analytics expertise, ability and turnaround times which has translated into higher lead responses, conversions and retentions"
Executive Chairman BLUE LABEL DATA SOLUTIONS
"Principa’s CollectSmart product has helped us manage our bad debt by reducing and actively managing our delinquency. Their product is easy to use and evolves through constant updates."
COLLECTIONS MANAGER BMW Group – Financial Services
"The experience of Principa provided insights that, once actioned, provided an ROI that can only be classified as exceptional."
CREDIT OPERATIONS DIRECTORMr. Price Group – Financial Services
"The results of our engagement with Principa have been astounding and we are collecting more at less expense since implementing their recommendations and scorecard. Principa has exceeded our expectations and we would highly recommend their services to anyone in the collections industry."
DEBT COLLECTIONSHammond Pole Attorneys
"Principa has the ability to structure and simplify complexity and then meticulously drive processes to a common goal. Their consultants are extremely diligent and focused with a wealth of knowledge."