SmartSuite Credit Risk Management Software

Our credit risk management software products reduce risk and improve profitability by streamlining processes, increasing efficiency, and automating data-driven decision making across the credit lifecycle.

SmartSuite Across Lifecycle

Principa’s Smartsuite Credit Risk Management software products provide process automation and decision management support across the Loan Acquisitions, Origination, Account Management and Collections & Recovery phases of the Credit Lifecycle.

The SmartSuite product set

Loan Origination
AppSmart is a digital loan origination and workflow system which facilitates the on-boarding of new customer across multiple channels.
Credit Bureau and Data Hub
BridgeSmart is a credit bureau and data hub created to help you get the most out of bureau data. Connect to different bureaux, prevent unnecessary calls, integrate with a variety of other data sources and manage all of the data that is returned.
Business Rules Management System
DecisionSmart is a decision engine that allows business users to capture and apply business rules, matrices, scorecards, decision trees, terms of business tables and decision flows across the entire customer lifecycle.
Debt Collection Software
CollectSmart is a powerful, modular, enterprise-wide debt collection management system that combines business controlled segmentation with the allocation of appropriate and differentiated actions to individual customer profiles - all accessed via an easy-to-use web interface.
The Smart Universe

SmartSuite’s product set works in unison to improve the efficiency and effectiveness of your credit approval, account management and collections process.


Get in touch with us for a demo of any of our SmartSuite products.