SmartSuite is developed by Principa, a Transaction Capital company.
SmartSuite Credit Lifecycle software is developed and supported by Principa Decisions.
We started this business in 1999 to help financial services companies provide credit responsibly and profitably to South African consumers. Since then we’ve extended our credit analytics and consulting services to other territories and industries to serve over 150 companies in 30 countries in Africa, Middle East and Europe.
With offices in Cape Town and Johannesburg , South Africa we work worldwide with organisations to raise their performance, drive their strategies and enhance their profitability.
A WORD FROM OUR CUSTOMERS
Principa demonstrated a tremendous amount of insight into the industry, and assisted us in identifying certain key areas of opportunity within our policies and procedures. The Principa team has proven to be one that delivers actionable outcomes in a timeous and highly professional manner.Credit Operations DirectorCAPFIN
CollectSmart has helped us manage our bad debt by reducing and actively managing our delinquency. It's easy to use and evolves through constant updates.Collections ManagerBMW Group – Financial Services
Principa provided insights that, once actioned, provided an ROI that can only be classified as exceptional.Credit Operations DirectorMr. Price Group – Financial Services
The results of our engagement with Principa have been astounding and we are collecting more at less expense since implementing their recommendations and scorecard. Principa has exceeded our expectations and we would highly recommend their services to anyone in the collections industry.Debt CollectionsHammond Pole Attorneys
Principa has the ability to structure and simplify complexity and then meticulously drive processes to a common goal. Their consultants are extremely diligent and focused with a wealth of knowledge.CEOBetterLife
SmartSuite software is being used by financial services companies in Africa and the Middle East to minimise risk and increase profitability across their credit lifecycle. Below are just some of the companies that have benefited from either SmartSuite software or Principa's credit lifecycle services