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Credit and Collection Solutions represented by Alfred, Principia Mathematica Author and Nobel Peace Prize Founder. Represented by Calculator on phone.

Risk Classifier


Use Machine Learning to enhance debtor strategy based on propensity to pay or to roll.

Boost collection yields and reduce operational costs.

Prioritise and segment calls by probability to pay or roll. Genius Risk Classifier applies Machine Learning to your list of debtor accounts and overlays it with 3rd party data to generate a list of debtors with a high-propensity to pay.

Risk classification represented by two diverging arrows

Genius Risk Classifier is a Machine Learning as a Service (MLaaS) offering that uses our Genius Artificial Intelligence engine to identify the accounts most likely to roll and those most likely to pay at any given time.


Genius Risk Classifier uses analytical models and 3rd party SACCRA data to score, segment and rank your accounts by likelihood of settling their accounts.

To use this service, customers must be SACRRA affiliated.

Benefits represented by a plus sign in a circle

Benefits of Genius Risk Classifier 

Knowing which accounts are most likely to pay or roll, allow your call centre agents to:

  • Prioritise calls
  • Determine the best treatment for each account
  • Achieve higher collection yields
  • Decrease operational costs by increasing caller efficiency and effectiveness

Drawing on Machine Learning as a Service (MLaaS) means:

  • No additional infrastructure costs or headcount
  • Connect to multiple data sources
  • Quick time to value
  • Lower cost of total ownership

Improve your Collection Rates per Call

Contact us for pricing and more information on how Genius Risk Classifier can improve agent productivity and effectiveness.

Contact us