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Collections & Recoveries

Analytics

Analytical models for more efficient Collections

Achieve optimal decisions with world-class scorecards

For almost 20 years, Principa have been behind the development and deployment of nearly four hundred scorecards covering multiple products and the entire credit lifecycle.

We offer predictive analytics applications to increase debt collection efficiency and effectiveness by analytically driven strategy execution within Collections & Recoveries.

Types of Analytic Applications

Principa provide development and alignment services for an extensive range of analytic applications, including but not limited to the following:

Risk Segmentation Models

Bespoke client models utilising internal as well as external customer behaviour attributes to determine individual customer propensity to pay (late-stage collections and recoveries) and / or propensity to roll (early-stage collections).

Settlement Calculator

A scorecard that uses a discounted cash flow model to develop a risk specific account settlement framework.

Legal Propensity Model

A scorecard that determines likelihood of payment within the legal process

Right Party Connect Model

A scorecard that determines the probability of connecting with the debtor on a specified number (enables company to prioritise contact details) - improves connection rates in call centre and ultimately collection rates while improving efficiency

Right time to Call Model

A scorecard that determines the best time of day to connect with a debtor (enables company to prioritise calls by time of day / weekend) – improves connection rates in call centre and ultimately collection rates while improving efficiency

Testimonial

“Principa assisted us in implementing our next generation application scorecard solution. Their deep base of experience coupled with their support during the project and in the days immediately following the implementation enabled us to smoothly transition to the new scorecard environment and to complete the project in less than 90 days and within out budget.”

Bayport Financial Services

Contact us for your analytics requirements

Whether you need customised analytical model development, standard analytical models or analytical model alignment, we're sure we can help.

Get in touch!