ScoreSmart is a scoring software solution which receives data to render a quantitative evaluation (the ‘score’). ScoreSmart calculates scores based on the user-defined scorecards in real-time or in batch mode. ScoreSmart allows a business analyst or credit risk consultant to capture all types of additive scorecards using a graphical user interface (GUI).
ScoreSmart covers all industries where scoring is required such as Credit Risk Management, Insurance
The main functional areas of this scoring software solution are:
The Scoring Engine
This is the heart of the technology, as it processes the data, calculates the score, and returns the results.
The Scoring Engine is able to host multiple scorecards for different products or classifications, and define alignment values for each.
The ScoreSmart administration component is used to define and configure all elements required for the scorecard to function.
This component enables you to set standard and derived characteristics andmanage the properties and scorecard ranges for each scorecard.
This is a server component that calculates scores in batch mode by importing files received from the host system. Typically the batch scoring would be used for behavior scorecards.
The Batch scoring module can be scheduled to run automatically during overnight batch processing.
Real Time Scoring Service
The main features of this product include: