Credit Bureau Data Hub

BureauSmart is a credit bureau data hub created to help you get the most out of bureau data at a lower cost. Optimise the use of credit bureau data, integrate previously acquired bureau data, and acquire bureau data online in real-time.

THE BUREAUSMART PROCESS DIAGRAM

BureauSmart optimises the use of credit bureau data and facilitates the operational integration of previously acquired bureau data, as well as the real-time online acquisition of bureau data.

BureauSmart diagram

COMPONENTS

ADMINISTRATION

Sophisticated web interface allows system administrators to configure required bureau access (web) services, configure optimisation parameters for both online and batch data, and run simple queries against existing bureau records.

Administration console provides system administrators with web based user interface to the following functions:

  • Detailed configuration of web services required to access bureau environment and execute a bureau enquiry.
  • Manipulation and transformation of bureau response data to meet (client) internal data format and lay-out requirements.
  • Configuration of optimisation parameters (including recency) by department, providing the flexibility to optimise against on-line data, batch data, or both.
  • Manual queries/searches against specific bureau records to support investigations and data related queries from business users.

DATA ACCESS WEB SERVICE

Web service for easy operational access to batch bureau data BureauSmart is delivered with a pre-configured web service that provides easy access for all client applications or user interfaces requiring bureau data.

This simple feature ensures the realisation of return on investment on bureau data expenses.

ONLINE BUREAU DATA ARCHIVE

Landing zone for all acquired online bureau data. Only the most recent record per customer is kept.  Rather than using a restrictive database structure, records are written away and retrieved as XML strings.

This design feature allows for the configuration and assimilation of many and varied online data sources and / or bureaux without the need for customisation or the architectural redesign of the application.

BATCH BUREAU DATABASE

Facilitates loading and operational use of acquired bulk bureau data. The batch database is pre-configured to support the layout and format of any client’s bulk bureau data feed enabling the easy loading of bulk data into BureauSmart without the need for client IT development effort.

BENEFITS AND FUNCTIONALITY

LOWER COST
Reduces unnecessary bureau queries, since valid bureau data is re-used, rather than sourced from the credit bureau multiple times. Allows for multiple bureau calls and multi-bureau strategy.

FLEXIBILITY
Can be configured to consume other internal/external data/decision services. Rules for bureau data validity and reuse are configured by business users.

ARCHIVE
Online Bureau Data Archive holds most recent bureau record acquired per customer.

EASE OF USE, EASY ACCESS, EASY DEPLOYMENT
User configurable interface to manage optimisation and bureau data access parameters.

Pre-configured database structure and data access service provide easy access to acquired credit bureau information.

BureauSmart is a hosted solution, which enables quick and easy deployment.

 

SYSTEM DESIGN

  • Industry-leading software design principles
  • Highly configurable and flexible design to meet business requirements and reduce cost of ownership
  • Optimised for Big Data
  • Designed for industry standard hardware platforms
  • Microsoft.net development tools supports rapid future enhancements through a simple and efficient development environment

NETWORK SUPPORT

  • LAN and WAN supported
  • Runs on any TCP/IP network
  • Supports VM and cloud-based deployments

CONTACT US FOR A DEMO AND PRICING

Get in touch to schedule a demo and request pricing on BureauSmart.

CONTACT US