About us

SmartSuite is developed by Principa, a Transaction Capital company.

SmartSuite Credit Lifecycle software is developed and supported by Principa Decisions.

We started this business in 1999 to help financial services companies provide credit responsibly and profitably to South African consumers. Since then we’ve extended our credit analytics and consulting services to other territories and industries to serve over 150 companies in 30 countries in Africa, Middle East and Europe.

With offices in Cape Town and Johannesburg , South Africa we work worldwide with organisations to raise their performance, drive their strategies and enhance their profitability.

Click here to visit the Principa website.

Get in touch

Let's connect. Drop us a line via our online form and let's discuss how we can help you reduce risk and increase profitability along your credit lifecycle.

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Our Customers

SmartSuite software is being used by financial services companies in Africa and the Middle East to minimise risk and increase profitability across their credit lifecycle. Below are just some of the companies that have benefited from either SmartSuite software or Principa's credit lifecycle services

  • The Foschini Group
  • Wonga Logo
  • RCS
  • Multichoice
  • MBD Logo
  • American Express
  • Bank Aljazira
  • Hammond Pole Attorneys
  • Edcon
  • CFC
  • Shoprite
  • BayPort
  • Bank Albilad
  • Ithala

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